Terms of Use


We, LoanMe, Inc. DBA Lightning Fast Mortgage (“Lightning Fast Mortgage”) have a responsibility to you, our customers, to be open and honest, to treat you fairly, and to be safe and secure. These principles affect everything we do. The way we lend money is no exception.

Please read these terms and conditions carefully. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access this site, or any pages thereof. If you have any queries, please don’t hesitate to ask.


The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Lightning Fast Mortgage’s websites and systems including but not limited to unauthorized entry into LoanMe’s or Lightning Fast Mortgage’s systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited. Not all products and services are available in all geographic areas. Your eligibility for particular products and services is subject to final determination by applicable third parties.


The information and materials contained in this site, including text, graphics, links or other items are provided “as is”, “as available”. LoanMe does not warrant the accuracy, adequacy or completeness of this information and materials and expressly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non-infringement of third party rights, title, merchantability, fitness for a particular purpose and freedom from computer virus, is given in conjunction with the information and materials.


In no event will LoanMe be liable for any damages, including without limitation direct or indirect, special, incidental, or consequential damages, losses or expenses arising in connection with this site or any linked site or use thereof or inability to use by any party, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if LoanMe, or representatives thereof, are advised of the possibility of such damages, losses or expenses.


The LoanMe logo, the Lightning Fast Mortgage logo, and all designs, text, graphics, pictures, information, data, software, sound files, other files and the selection and arrangement thereof (collectively, “Site Materials”) are the proprietary property of LoanMe or its licensors or users and are protected by U.S. and international copyright laws.


You consent to the use of tracking technologies on Lightning Fast Mortgage’s websites and mobile applications to collect and record your activities and movements across our websites throughout your browsing session, including to track clicks/touches, mouse movements, scrolling, keystrokes, data entered, device information and orientation, and screen size (“session data”), for purposes of our own internal analytics and improving our products, services, advertising and user experience. You also consent to our sharing of your session data with our third-party service providers for these purposes. Please review our Privacy Policy for more information about our collection, use, and sharing of session data.


All information submitted to Lightning Fast Mortgage via this site shall be deemed and remain the property of LoanMe and LoanMe shall be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this site provides LoanMe through this site. LoanMe shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by the LoanMe entity having the direct customer relationship or as otherwise specifically agreed or required by law.


This site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. By offering this site and information, or any products or services via this site, no distribution or solicitation is made by Lightning Fast Mortgage to any person to use this site, or such information, products or services in jurisdictions where the provision of this site and such information, products and services is prohibited by law.


Certain sections or pages on this site may contain separate terms and conditions, which are in addition to these terms and conditions. In the event of a conflict, the additional terms and conditions will govern for those sections or pages.


Periodically, we may change these Terms of Use. By continuing to use our services or materials after any changes have been posted, you agree to comply with the updated Terms of Use. You acknowledge and agree that any changes made to these Terms of Use by anyone but us is not allowed and will not be accepted nor considered effective.

In our sole discretion, without notice and for any or no reason, we reserve the right to terminate, temporarily or permanently, your use of the sites, as well as to block or prevent you from future access to and use of these. Upon termination, your right to use the sites will immediately end. You agree that any termination of your access to or use of these may be put in place without prior notice. We may immediately deactivate or delete any access credentials; all information and files associated with it and deny you any further access to any such information or files. You agree that we shall not be liable to you or any third party for any termination or denial of your access to the sites.


Use of this site shall be governed by all applicable federal laws of the United States of America and the laws of the state of California.

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